Privacy Policy

1. Information We Collect

We collect several types of information from and about users of our website and services, including:

• Personal Information: This includes information that can be used to identify you, such as your name, email address, postal address, phone number, and other identifiers.
• Business Information: If you are purchasing on behalf of a business, we may collect information about your business, including business name, business address, business email, and business phone number.
• Financial Information: When you make purchases or apply for credit, we may collect payment information, credit application details, credit history, and other financial data necessary to process transactions.
• Transaction Information: We collect details about purchases you make through our platform, including products purchased, transaction amounts, dates, and related information.
• Device and Usage Information: We automatically collect information about your device and how you interact with our website, including IP address, browser type, operating system, referring URLs, device identifiers, and other technical information.
• Location Information: We may collect information about your location when you use our website or services, such as through IP address or, if you allow it, more precise GPS data.

We collect this information directly from you when you provide it to us, automatically as you navigate through the site, and from third parties, such as credit bureaus, business partners, and other sources.

2. How We Use Your Information

We use the information we collect for various purposes, including to:

• Provide, maintain, and improve our services
• Process transactions and send related information, including confirmations, invoices, and recall notices
• Evaluate credit applications and make credit decisions
• Personalize your experience and deliver content and product offerings relevant to your interests
• Send administrative information, such as updates to our terms, conditions, and policies
• Communicate with you about products, services, offers, promotions, and events
• Monitor and analyze trends, usage, and activities in connection with our services
• Detect, investigate, and prevent fraudulent transactions and other illegal activities
• Protect our rights, property, and safety and those of our users and others
• Fulfill any other purpose for which you provide it or for which we have your consent

3. Information Sharing and Disclosure

We may share your personal information in the following situations:

• With Service Providers: We share information with vendors, consultants, and other service providers who need access to such information to carry out work on our behalf.
• With Business Partners: We may share information with suppliers, manufacturers, and other partners who help us provide our services and fulfill your orders.
• For Legal Reasons: We may disclose information if we believe it is necessary to comply with any law, regulation, legal process, or governmental request, or to protect the rights, property, and safety of our company, our users, or others.
• In the Event of a Business Transfer: If we are involved in a merger, acquisition, financing, or sale of business assets, your information may be transferred as part of that transaction.
• With Your Consent: We may share information with third parties when we have your consent to do so.

We may also share aggregated or de-identified information that cannot reasonably be used to identify you.

4. Data Security

We implement appropriate technical and organizational measures to protect the personal information we collect and process. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

We maintain administrative, technical, and physical safeguards designed to protect against unauthorized access, disclosure, alteration, or destruction of the personal information we collect. These measures include:

• Encryption of sensitive personal information
• Secure network architecture and firewalls
• Access controls to limit data access to authorized personnel
• Regular security assessments and audits
• Employee training on data privacy and security practices

We regularly review our security procedures to consider appropriate new technology and methods.

5. Your Choices

You have several choices regarding your personal information:

• Account Information: You can review and update your account information by logging into your account.
• Communications Preferences: You can opt out of receiving promotional emails from us by following the instructions in those emails. Even if you opt out, you may still receive non-promotional communications, such as those about your account or our ongoing business relations.
• Cookies: Most web browsers are set to accept cookies by default. You can usually choose to set your browser to remove or reject cookies, but this may affect certain features of our website.
• Data Access, Correction, and Deletion: Depending on your location, you may have the right to access, correct, or delete personal information we have collected about you. Please contact us using the information provided at the end of this policy to make such requests.

6. Children's Privacy

Our services are not directed to children under the age of 18, and we do not knowingly collect personal information from individuals under 18 years of age. If we learn that we have collected personal information from an individual under 18, we will promptly delete that information. If you believe we have collected personal information from an individual under 18, please contact us using the information provided at the end of this policy.

7. International Data Transfers

Collectix is based in India, and the information we collect is governed by Indian law. If you are accessing our services from outside India, please be aware that your information may be transferred to, stored, and processed in India where our servers are located and our central database is operated. By using our services, you understand that your information may be transferred to our facilities and those third parties with whom we share it as described in this Privacy Policy.

If you are located in the European Economic Area (EEA), United Kingdom, or other regions with laws governing data collection and use that may differ from Indian law, please note that we may transfer information, including personal information, to a country and jurisdiction that does not have the same data protection laws as your jurisdiction. We take steps to ensure that your privacy is protected in accordance with applicable laws.

8. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. If we make material changes, we will notify you by email or by posting a notice on our website prior to the change becoming effective. We encourage you to review the Privacy Policy whenever you access our services to stay informed about our information practices and the choices available to you.

The date this Privacy Policy was last revised is identified at the top of the page.

9. Contact Us

If you have any questions or concerns about this Privacy Policy, our privacy practices, or your personal information, please contact us at:

Collectix
Email: collectix2025@gmail.com

We will respond to your inquiry as soon as reasonably possible, typically within 30 days.